Car Insurance | Alabama

Alabama

State Insurance Requirements

Alabama state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.
Alabama Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit

The state of Alabama uses a Tort system which means a person must be found to be at fault for causing the accident, and that particular person and their insurance company are responsible for all the damages. You must be aware though that the details of a tort system differ from state to state.

You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Alabama does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

Alabama State Map

Car Insurance Agents and Companies Found in Towns and Cities of Alabama:

Albertville

American General Life Ins Co
(205)878-9106
Albertville, AL 35950

Allstate Insurance
(205)878-8787
Albertville, AL 35950

Brothers Insurance
(256)878-6900
Albertville, AL 35950

Birmingham

Moore Allstate Agency,
(205)823-9869
Birmingham, AL 35216

Liberty Mutual,
(205)621-9993
Birmingham, AL 35242

Farmers Ins,
(205)746-6222
Birmingham, AL 35242

Michael Gray Agency Inc,
(205)995-4014
Birmingham, AL 35242

Southeastern Financial Group, LLC,
(205)939-2930
Birmingham, AL 35205

Cromerltc,
(205)981-0060
Birmingham, AL 35242
Briggs Insurance Inc
(205)853-8303
Birmingham, AL 35126

LTPC,
(205)981-0060
Birmingham, AL 35242

Bankers Life & Casualty,
(334)491-3533
Birmingham, AL 35244

The Dennis Agency,
(205)985-9124
Birmingham, AL 35216

Daphne

FSG, Inc.,
(251)422-3573
Daphne, AL 36526

Decatur

National Life & Annuity,
(256)308-9800
Decatur, AL 35603

Allstate Insurance
(256)350-3400
Decatur, AL 35603

GIL Terry Agency
(256)355-8500
Decatur, AL 35603

Allstate Insurance
(256)351-7100
Decatur, AL 35603

Hunter, Jo
(256)350-7296
Decatur, AL 35603

Employers Underwriters
(256)341-0600
Decatur, AL 35602

Allstate Insurance
(205)353-0077
Decatur, AL 35601

Allstate Insurance
(256)350-7800
Decatur, AL 35601

AIA Inc
(205)353-8004
Decatur, AL 35601

Amanda Clark,
(256)350-8241
Decatur, AL 35601

Affordable Insurance Agency, LLC,
(256)355-4310
Decatur, AL 3560

Dothan

UGA,
(334)677-7429
Dothan, AL 36305

Florence

Bill Gough Insurance,
(256)765-2200
Florence, AL 35630

James McCoy,
(256)366-7867
Florence, AL 35630

Huntsville

The Wiggins Agency,
(256)881-1100
Huntsville, AL 35803

John Hancock,
(256)852-6323
Huntsville, AL 35811
Glover Insurance
(205)539-3955
Huntsville, AL 35801

New York Life Insurance
(256)533-9770
Huntsville, AL 35801

State Farm Insurance
(256)539-2014
Huntsville, AL 35801

Weston Agency Inc
(256)536-0398
Huntsville, AL 35801

Insurance Market Inc
(205)533-1396
Huntsville, AL 35801

Metropolitan Insurance
(205)539-9522
Huntsville, AL 35801

Southern States Agency
(256)880-3250
Huntsville, AL 35801

State Farm Insurance
(256)536-4422
Huntsville, AL 35801

AID Association For Lutherans
(205)883-5509
Huntsville, AL 35801

Chaney Insurance Marketing
(205)883-5483
Huntsville, AL 35801

Mobile

MetLife,
(251)422-4883
Mobile, AL 36609

Montgomery

A&M Consulting,
(815)425-8684
Montgomery, AL 36106

Wilson Insurance,
(334)279 4900
Montgomery, AL 36106

United Investors Financial Group, Inc.,
(334)270-9926
Montgomery, AL 36117

Tuscaloosa

Eads Associates, LLC,
(205)349-1776
Tuscaloosa, AL 35401

Farmers Insurance - Wayne Anders Agency,
(205)556-7051
Tuscaloosa, AL 35405

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