Alabama
State Insurance Requirements
Alabama state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.
Alabama Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
The state of Alabama uses a Tort system which means a person must be found to be at fault for causing the accident, and that particular person and their insurance company are responsible for all the damages. You must be aware though that the details of a tort system differ from state to state.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Alabama does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Alabama State Map
Car Insurance Agents and Companies Found in Towns and Cities of Alabama:
Albertville
American General Life Ins Co
(205)878-9106
Albertville, AL 35950
Allstate Insurance
(205)878-8787
Albertville, AL 35950
Brothers Insurance
(256)878-6900
Albertville, AL 35950
Birmingham
Moore Allstate Agency,
(205)823-9869
Birmingham, AL 35216
Liberty Mutual,
(205)621-9993
Birmingham, AL 35242
Farmers Ins,
(205)746-6222
Birmingham, AL 35242
Michael Gray Agency Inc,
(205)995-4014
Birmingham, AL 35242
Southeastern Financial Group, LLC,
(205)939-2930
Birmingham, AL 35205
Cromerltc,
(205)981-0060
Birmingham, AL 35242
Briggs Insurance Inc
(205)853-8303
Birmingham, AL 35126
LTPC,
(205)981-0060
Birmingham, AL 35242
Bankers Life & Casualty,
(334)491-3533
Birmingham, AL 35244
The Dennis Agency,
(205)985-9124
Birmingham, AL 35216
Daphne
FSG, Inc.,
(251)422-3573
Daphne, AL 36526
Decatur
National Life & Annuity,
(256)308-9800
Decatur, AL 35603
Allstate Insurance
(256)350-3400
Decatur, AL 35603
GIL Terry Agency
(256)355-8500
Decatur, AL 35603
Allstate Insurance
(256)351-7100
Decatur, AL 35603
Hunter, Jo
(256)350-7296
Decatur, AL 35603
Employers Underwriters
(256)341-0600
Decatur, AL 35602
Allstate Insurance
(205)353-0077
Decatur, AL 35601
Allstate Insurance
(256)350-7800
Decatur, AL 35601
AIA Inc
(205)353-8004
Decatur, AL 35601
Amanda Clark,
(256)350-8241
Decatur, AL 35601
Affordable Insurance Agency, LLC,
(256)355-4310
Decatur, AL 3560
Dothan
UGA,
(334)677-7429
Dothan, AL 36305
Florence
Bill Gough Insurance,
(256)765-2200
Florence, AL 35630
James McCoy,
(256)366-7867
Florence, AL 35630
Huntsville
The Wiggins Agency,
(256)881-1100
Huntsville, AL 35803
John Hancock,
(256)852-6323
Huntsville, AL 35811
Glover Insurance
(205)539-3955
Huntsville, AL 35801
New York Life Insurance
(256)533-9770
Huntsville, AL 35801
State Farm Insurance
(256)539-2014
Huntsville, AL 35801
Weston Agency Inc
(256)536-0398
Huntsville, AL 35801
Insurance Market Inc
(205)533-1396
Huntsville, AL 35801
Metropolitan Insurance
(205)539-9522
Huntsville, AL 35801
Southern States Agency
(256)880-3250
Huntsville, AL 35801
State Farm Insurance
(256)536-4422
Huntsville, AL 35801
AID Association For Lutherans
(205)883-5509
Huntsville, AL 35801
Chaney Insurance Marketing
(205)883-5483
Huntsville, AL 35801
Mobile
MetLife,
(251)422-4883
Mobile, AL 36609
Montgomery
A&M Consulting,
(815)425-8684
Montgomery, AL 36106
Wilson Insurance,
(334)279 4900
Montgomery, AL 36106
United Investors Financial Group, Inc.,
(334)270-9926
Montgomery, AL 36117
Tuscaloosa
Eads Associates, LLC,
(205)349-1776
Tuscaloosa, AL 35401
Farmers Insurance - Wayne Anders Agency,
(205)556-7051
Tuscaloosa, AL 35405
Other States
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