Alaska

State Insurance Requirements

Alaska state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage.
Alaska Coverage:
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit

The state of Alaska follows a Tort system meaning someone must be found responsible for causing the accident, and that person and their insurance company is liable for all the damages. You should be aware that the details of a tort system vary from state to state.

You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Alaska does not require drivers to purchase this kind of coverage, but you should consider purchasing this valuable coverage.

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Alaska

State Insurance Requirements

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