State Insurance Requirements
Arkansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Arkansas Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
The state of Arkansas follows a Tort system meaning someone must be found responsible for causing the accident, and that person and their insurance company are responsible for all damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Arkansas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Arkansas:
Fort Smith
Yoes Agency, Inc.,
(479)782-4466
Fort Smith, AR 72902-0025
Group & Association Insurance Consultants Inc.,
(479)6510112
Fort Smith, AR 72916
Jonesboro
Mutual of Omaha,
(870)972-9511
Jonesboro, AR 72401
Mutual of Omaha,
(870)972-9511
Jonesboro, AR 72401
Life and Health Plus,
(888)601-8020
Jonesboro, AR 72401
Mutual of Omaha,
(870)972-9511
Jonesboro, AR 72401
Little Rock
Jeff Davis Insurance & Financial Services, Inc.,
(501)312-5933
Little Rock, AR 72227
Mutual Of Omaha,
(501)224-2144
Little Rock, AR 72211
Life Time Capital,
(501)993-7300
Little Rock, AR 72205
Synergy Marketing Group,
(501)377-1984
Little Rock, AR 72215
Other States
Washington
