State Insurance Requirements
Florida state law does require PIP, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as a PIP/PD. Even if state law does not require a minimum coverage for Bodily Injury Liability coverage, you may be required to get this coverage once you have been in an accident. It is advised that you get at least the minimum Bodily Injury Liability coverage.
Florida Coverage:
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $10,000 Limit
The state of Florida follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for “reasonable and necessary” medical expenses for you and your passengers. Florida state law requires a minimum Personal Injury Protection coverage of $10,000.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Florida does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Florida:
Bradenton
Insura America,
(941)739-6252
Bradenton, FL 34281
Lakewood Financial Services,
(941)907-0911
Bradenton, FL 34202
Keith Williamson Affordable Insurance,
(941)708-3460
Bradenton, FL 34205
Mutual of Omaha Suncoast Division Office,
(941)447-6609
Bradenton, FL 34202
Allstate Insurance,
(941)756-8668
Bradenton, FL 34203
Des Champs & Gregory Inc,
(941)748-1812
Bradenton, FL 34205
Dick Johnson Jefferson Inc,
(941)758-3861
Bradenton, FL 34207
Discount Auto Insurance
(941)758-9956
Bradenton, FL 34207
Don Wallace Insurance,
(941)794-5678
Bradenton, FL 34210
E W Smith Inc
(941)755-0355
Bradenton, FL 34207
Manatee County Farm Bureau,
(941)746-6161
Bradenton, FL 34208
Florida No-Fault Insurance,
(941)756-4041
Bradenton, FL 34207
Clearwater
The Point Agency,
(727)403-9470
Clearwater, FL 33762
BenefitUSA,Inc.,
(727)797-3664
Clearwater, FL 33761
Insurance & Investment Planning Associates,
(727)510-9713
Clearwater, FL 33755
Allstate Financial Services,
(813)503-9964
Clearwater, FL 33764
Sunstone Financial Group, Inc.,
(727)724-9565
Clearwater, FL 33758-6183
GE Financial,
(727)524-8710
Clearwater, FL 33762
Co-Ordinated Benefit Plans Inc
(727)799-9188
Clearwater, FL 33763
Craig Duncan Insurance Inc,
(727)725-3668
Clearwater, FL 33761
Credit Union Insurance
(727)535-1312
Clearwater, FL 33760
Cummings Insurance,
(727)797-4242
Clearwater, FL 33759
Dan Railey Insurance,
(727)446-6101
Clearwater, FL 33756
Doug Bishop Insurance,
(727)572-7500
Clearwater, FL 33762
Daytona Beach
The Rosevear Agency,
(386)788-0000
Daytona Beach, FL 32119
Edge Financial Services Inc.,
(386)788-2350
Daytona Beach, FL 32128
A Affordable Insurance of Volusia County Inc
(904)253-8511
Daytona Beach, FL 32114
A American Auto Insurance
(904)756-8111
Daytona Beach, FL 32127
A American Auto Insurance – Daytona
(904)257-6260
Daytona Beach, FL 32114
AAA Auto Club South – AAA Insurance Agency
(904)252-0531
Daytona Beach, FL 32114
Ace Auto Insurance of South Daytona
(904)788-8333
Daytona Beach, FL 32119
Allstate Insurance Companies – Sales Office
(904)788-8000
Daytona Beach, FL 32119
Allstate Insurance Companies – Sales Office
(904)760-1499
Daytona Beach, FL 32127
Allstate Insurance Companies – Sales Office
(904)253-9040
Daytona Beach, FL 32114
Allstate Insurance Companies
(904)788-6710
Daytona Beach, FL 32127
Fort Lauderdale
Quik Quote Insurance Brokers
(954)730-7003
Fort Lauderdale, FL 33309
Bateman Gordon & Sands Inc
(954)424-9801
Fort Lauderdale, FL 33324
Best Florida Insurance
(954)321-0400
Fort Lauderdale, FL 33314
Bill Fralic Insurance Services Inc
(954)452-7770
Fort Lauderdale, FL 33063
Blue Cross & Blue Shield of Florida Inc
(954)485-3444
Fort Lauderdale, FL 33309
Blue Marlin Insurance Agency
(954)486-3948
Fort Lauderdale, FL 33319
Bob Scotty Insurance
(954)749-2867
Fort Lauderdale, FL 33328
Bob White Insurance Agency Inc
(954)473-2577
Fort Lauderdale, FL 33324
Bortell, Chuck Ins
(954)491-3422
Fort Lauderdale, FL 33308
Bradley & Parker Of Florida Inc
(954)846-0002
Fort Lauderdale, FL 33325
Breitbord, Terry Clu Chfc
(954)772-5200
Fort Lauderdale, FL 33309
Brissett Insurance Agency
(954)739-5630
Fort Lauderdale, FL 33311
Fort Myers
Florida Health,
(239)5602223
Fort Myers, FL 33919
United Healthcare,
(239)699-1543
Fort Myers, FL 33919
Alliance for Affordable Services,
(239)283-2859
Fort Myers, FL 33919
Capital Choice Financial Services,
(239)292-0751
Fort Myers, FL 33907
Insurance World,
(941)275-7283
Fort Myers, FL 33901
Mr Auto Insurance A-Aaabacus
(941)693-1118
Fort Myers, FL 33916
Mr Auto Insurance
(941)433-1233
Fort Myers, FL 33908
A Aabsolute Auto Insurance
(941)275-7283
Fort Myers, FL 33901
A Able Auto Buyers Insurance,
(941)278-3445
Fort Myers, FL 33907
Aaaa Discount Auto Insurance,
(941)995-3333
Fort Myers, FL 33903
AAA Insurance,
(941)939-6500
Fort Myers, FL 33907
AAA Discount Auto Insurance,
(941)275-5115
Fort Myers, FL 33907
Fort Pierce
Banack Insurance Agency
(561)464-8833
Fort Pierce, FL 34950
Browning Insurance & Financial Services
(561)465-8425
Fort Pierce, FL 34950
Capital Security Insurance
(561)461-7825
Fort Pierce, FL 34947
Cash Register Auto Insurance
(561)220-2225
Fort Pierce, FL 34982
Clark V Coyle Insurance Broker
(561)467-0737
Fort Pierce, FL 34950
Credit Insurance Agency
(561)465-1616
Fort Pierce, FL 34950
David G Willbur Insurance Agency
(561)461-8870
Fort Pierce, FL 34982
David R Lodge Agency
(561)468-0726
Fort Pierce, FL 34951
Don Stoll Insurance Agency
(561)464-8401
Fort Pierce, FL 34982
Enns Agency
(561)461-8100
Fort Pierce, FL 34950
Flowers-Yates Insurance Inc
(561)461-3171
Fort Pierce, FL 34982
G A Rains Insurance Agency Inc
(561)464-4532
Fort Pierce, FL 34982
Fort Walton Beach
McMullen Insurance,
(850)243-7158
Fort Walton Beach, FL 32547
A Cash Register Auto Ins Inc,
(850)862-2274
Fort Walton Beach, FL 32547
A-Aarrow Insurance
(850)244-1066
Fort Walton Beach, FL 32547
Affiliated Insurance Co,
(904)244-6609
Fort Walton Beach, FL 32548
Allstate Insurance,
(850)862-0131
Fort Walton Beach, FL 32547
Allstate Insurance,
(850)243-7158
Fort Walton Beach, FL 32547
Allstate Insurance,
(850)243-5303
Fort Walton Beach, FL 32548
Allstate Insurance,
(850)862-3088
Fort Walton Beach, FL 32547
Higdon-Boswell Insurance Inc,
(850)863-1149
Fort Walton Beach, FL 32547
Capital Management Ctr
(850)244-3233
Fort Walton Beach, FL 32548
Allstate Insurance,
(850)862-0131
Fort Walton Beach, FL 32547
Higdon-Boswell Insurance Inc,
(850)863-1149
Fort Walton Beach, FL 32547
Jacksonville
DRJ & Associates,
(904)744-2852
Jacksonville, FL 32211
Atlantic Coast Insurance,
(904)762-1619
Jacksonville, FL 32211
AIG American General,
(904)553-8441
Jacksonville, FL 32256
JP Perry Insurance,
(904)263-7310
Jacksonville, FL 32257
Long Term Care Associates,
(904)608-6384
Jacksonville, FL 32250
Brooke-Duval, Inc.,
(904)731-7922
Jacksonville, FL 32217
Midwest National Life of Tennessee,
(904)838-3828
Jacksonville, FL 32246
Cornerstone Marketing,
(904)619-9431
Jacksonville, FL 32225
Mid West National Life,
(904)2873424
Jacksonville, FL 32259
North Florida Insurance Agency,
(904)683-2792
Jacksonville, FL 32246
American National Life Ins Co
(904)247-1222
Jacksonville, FL 32233
Harrell & Assoc Insurance Inc
(904)241-3263
Jacksonville, FL 32233
Lakeland
Health Insurance of Florida,
(863)859-7680
Lakeland, FL 33809
Ewing Blackwelder & Duce Ins,
(863)533-4336
Lakeland, FL 33813
A Auto Insurance World,
(863)647-2255
Lakeland, FL 33813
A Auto Insurance World,
(863)853-2255
Lakeland, FL 33805
AAA Insurance
(863)688-7921
Lakeland, FL 33801
Aladdin Insurance
(863)667-0074
Lakeland, FL 33801
All Discount Auto Insurance
(863)644-9027
Lakeland, FL 33805
All Discount Auto Insurance
(863)665-8177
Lakeland, FL 33801
Allstate Insurance,
(863)686-3191
Lakeland, FL 33801
Allstate Insurance,
(863)859-4144
Lakeland, FL 33809
Allstate Insurance,
(863)683-8133
Lakeland, FL 33801
Allstate Insurance,
(863)682-6399
Lakeland, FL 33805
Melbourne
State Farm
(321)723-8682
Melbourne, FL 32904-1131
Farm Bureau Insurance – Sales Office
(321)636-4361
Melbourne, FL 32904
Chapman Schewe & Smith
(407)667-7777
Melbourne, FL 32940
A & C Insurance Inc
(321)253-5865
Melbourne, FL 32935
A American Auto Insurance
(321)253-0441
Melbourne, FL 32935
A Auto Insurance World – Melbourne
(321)727-7283
Melbourne, FL 32901
Aflac Supplements
(321)253-2662
Melbourne, FL 32935
Affordable Insurance Services
(321)676-3010
Melbourne, FL 32901
A-1 Auto Insurance Inc
(321)259-0800
Melbourne, FL 32935
Alpine Insurance Co
(321)984-3835
Melbourne, FL 32901
Bob Lancaster Insurance Agency
(321)725-1620
Melbourne, FL 32901
Braishfield Of Fl
(321)768-6444
Melbourne, FL 32955
Cash Register Auto Insurance
(321)242-2274
Melbourne, FL 32935
Miami
Riva Insurance Group,
(305)214-8089
Miami, FL 33186
FED USA,
(305)221-7100
Miami, FL 33175
Insurance & Financial Planning,
(305)2281981
Miami, FL 33172
Florida Health & Life Insurance,
(305)3786203
Miami, FL 33187
National Financial Planning,
(305)2713923
Miami, FL 33186
J A Alvarez Ins Agency, Inc.,
(305)553-6480
Miami, FL 33155
AIG Advisor Group,
(305)742-5496
Miami, FL 33133
Morgan Insurance Group,
(305)225-2557
Miami, FL 33174
Mid-West National,
(786)573-1771
Miami, FL 33157
The Moldaver Agency,
(305)271-0530
Miami, FL 33173
Insurance Marketers Inc
(305)442-9507
Miami, FL 33134
Valdivieso, Jorge
(305)820-0034
Miami, FL 33186
Naples
Florida First Insurance of Collier,
(239)825-5238
Naples, FL 34101-1914
Allstate Insurance,
(941)434-2265
Naples, FL 34102
BRS Associates,
(239)641-6729
Naples, FL 34116
Affordable Health Insurance,
(239)290-0425
Naples, FL 34108
Greg Thomas Insurance Inc,
(941)498-2111
Naples, FL 34108
Best Insurance Coverage Inc
(941)793-2378
Naples, FL 34104
State Farm Insurance,
(941)774-5400
Naples, FL 34112
Carvill, Robert A
(941)591-8009
Naples, FL 34110
A Abacus Mr Auto Insurance
(941)774-5800
Naples, FL 34112
Ackerman Insurance,
(941)261-7743
Naples, FL 34102
Ocala
Ordway & Co. Inc,
(352)622-2454
Ocala, FL 34482
Renaker Insurance Services,
(352)694.1784
Ocala, Fl 34471
Bankers Life & Casualty Company,
(352)854-9114
Ocala, FL 34474
Metlife,
(352)6299555
Ocala, Fl 34480
Mid-West Life Insurance Company of Tennessee,
(352)875-3593
Ocala, FL 34476
Greenghost, Inc. dba Brooke Insurance of Ocala,
(352)351-5444
Ocala, FL 34471
Property Damage Appraisers Inc
(352)873-0101
Ocala, FL 34601
Orlando
All Florida Insurance,
(407)228-9898
Orlando, FL 32803
New York Life,
(407)999-0369
Orlando, FL 32801
Allstate Insurance,
(407)282-7190
Orlando, FL 32817
Allegiance Insurance Group of Florida Inc.,
(407)3510064
Orlando, FL 32819
Pecunia insurance & Financial Service,
(407)896-9009
Orlando, FL 32806
Allsafe Insurance
(407)352-4445
Orlando, FL 32746
American Classic Agency,
(407)859-8034
Orlando, FL 32839
Wesley Humphreys Insurance,
(407)523-6361
Orlando, FL 32835
Florida’s Best Insurance,
(407)718-3120
Orlando, FL 32803
Kenneth L Hinson,
(407)895-2509
Orlando, FL 32803
Marshall Entertainment Ins Inc,
(407)363-1537
Orlando, FL 32819
American International
(407)384-2600
Orlando, FL 32817
Pensacola
Bankers Life and Casualty,
(850)291-0580
Pensacola, FL 32514
Principal Financial Group
(850)434-8123
Pensacola, FL 32501
American National Insurance Co
(850)438-2698
Pensacola, FL 32501
Gray A Downing & Co
(850)438-1636
Pensacola, FL 32501
The Ennis Company
(850)432-1800
Pensacola, FL 32503
First American Title Ins Co
(850)433-8810
Pensacola, FL 32501
Humana Health Care Plans
(850)438-6408
Pensacola, FL 32501
Starr & Assoc,
(850)433-1213
Pensacola, FL 32507
James L Carraway Insurance
(850)434-8083
Pensacola, FL 32501
American Pioneer Life Insurance
(850)469-8220
Pensacola, FL 32501
Federated Insurance
(850)434-8657
Pensacola, FL 32501
Sarasota
Best Asset & Life Protection,
(941)358-3413
Sarasota, FL 34243
Nationwide Insurance,
(941)927-0077
Sarasota, FL 34239
A-Plus Insurance
(941)951-6866
Sarasota, FL 34236
Home Guardian Mortgage Protection,
(941)321-3602
Sarasota, FL 34231
Nationalcare Marketing,
(941)377-1351
Sarasota, FL 34232
St Petersburg
Gulf Mutual Insurance
(727)323-2111
St Petersburg, FL 33713
Tampa
Allstate,
(813)9357399
Tampa, FL 33624
LTC Financial Solutions,
(813)314-2133
Tampa, FL 33610
MCC National Brokerage,
(813)935-8361
Tampa, FL 33612
Levin Financial Group-Mass Mutual,
(813)637-6373
Tampa, FL 33609
Levin Financial Group?Mass Mutual,
(813)637-6377
Tampa, FL 33609
MassMutual,
(813)495-6091
Tampa, FL 33609
Metlife,
(813)393-3638
Tampa, FL 33607
Levin Financail Group/Mass Mutaul Companies,
(813)637-6377
Tampa, FL 33609
Tampa Bay Coleman,
(813)287-8800
Tampa, FL 33607
Alfred Delisle,
(813)486-4810
Tampa, FL 33611
Lexington Insurance Services,
(813)340-5538
Tampa, FL 33605
AXA Advisors,
(813)282-9088
Tampa, FL 33616
Vero Beach
The Delgado Group,
(772)778-5555
Vero Beach, FL 32968
West Palm Beach
Conte & Associates,
(561)642-1200
West Palm Beach, FL 33406
Jeff A. Groves & Associates,
(561)722-8800
West Palm Beach, FL 33421
LTPC,
(561)8457751
West Palm Beach, FL 33407
John Hancock Mutual Life Ins Co
(561)687-2330
West Palm Beach, FL 33406
Silvester,
(561)967-9700
West Palm Beach, FL 33406
ALL American Insurance Agency,
(561)642-1308
West Palm Beach, FL 33415
Tallahassee
Allstate Insurance,
(850)681-6767
Tallahassee, FL 32301
Fringe Benefits Management,
(850)425-6200
Tallahassee, FL 32301
American National Insurance,
(850)656-2644
Tallahassee, FL 32308
Florida Healthy Kids Corp,
(850)224-5437
Tallahassee, FL 32301
Affiliated Insurance-Florida,
(850)877-6660
Tallahassee, FL 32301
H & R Block Inc
(850)877-6255
Tallahassee, FL 32301
Cliff Lumpkin Insurance,
(850)877-6200
Tallahassee, FL 32301
Florida Self Insurers Guaranty
(850)222-1882
Tallahassee, FL 32301
Franklin Life Insurance,
(850)222-0930
Tallahassee, FL 32301
Alliance Insurance
(850)878-9664
Tallahassee, FL 32301
Leon County Farm Bureau,
(850)877-6581
Tallahassee, FL 32301
AAA Insurance,
(850)878-6000
Tallahassee, FL 32301
Other States
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