Idaho
State Insurance Requirements
Idaho state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Idaho Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
The state of Idaho follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Idaho does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Idaho:
Idaho Falls
Alliance Health Insurance,
(208)757-9551
Idaho Falls, ID 83401
Affordable Health Service,
(208)5525716
Idaho Falls, ID 83401
Other States
Washington
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