State Insurance Requirements
Illinois state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage with 20/40 UM limits.
Illinois Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit
Uninsured/Under-insured Motorist Bodily Injury: $20,000/$40,000 Limit
The state of Illinois follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Illinois state law requires a minimum Uninsured/Under-insured Motorist coverage of $20,000 per person up to a total of $40,000 per accident for any bodily injury caused by the uninsured and/or under-insured driver (depending on the state).
Car Insurance Agents and Companies Found in Towns and Cities of Illinois:
Chicago
Union Insurance Group,
(773)549.1977
Chicago, IL 60618
Keith Hussey Insurance Agency,
(773)777-2100
Chicago, IL 60641
John Wood,
(312)983-8994
Chicago, IL 60606
Oliver W. Harper Ltd,
(312)207-1348
Chicago, IL 60606
Farmers Insurance,
(773)860-6691
Chicago, IL 60601
Marvel Tower Agencies Inc.,
(312)467-1200
Chicago, IL 60610
Axa-Advisors
(847)498-7225
Chicago, IL 60657
C. C. & Associates,
(773)7844400
Chicago, IL 60646
Thomas E. O’Reilly,
(312)9250463
Chicago, IL 60643
Jarog, Dorothy
(773)481-7920
Chicago, IL 60634
St Paul Personal & Business
(773)735-2085
Chicago, IL 60652
Rockwood Co,
(312)621-2200
Chicago, IL 60606
Decatur
Curt Grant Country Insurance & Financial Services,
(217)872-6020
Decatur, IL 62526
Neal Co.,
(217)429-6816
Decatur, IL 62521
Macomb
Financial Concepts,
(800)525-0670
Macomb, IL 61455
Peoria
Terry Vaughn Insurance and Financial Services,
(309)6932222
Peoria, IL 61614
IOF Foresters,
(309)692-9360
Peoria, IL 61615
HealthPropel.com,
(309)683-1144
Peoria, IL 61615
United Seniors Agency,
(309)685-0406
Peoria, IL 61604
Proctor Partners,
(309)693-6041
Peoria, IL 61614
Investors Diversified Svc
(309)674-1975
Peoria, IL 61602
Premier Insurance Brokers,
(800)261-8878
Peoria, IL 61614
MassMutual Financial Group,
(309)263-5827
Peoria, IL 61614
Springfield
MMCA Financial,
(217)544-8644
Springfield, IL 62703
Jesse Boehler,
(217)698-3456
Springfield, IL 62704
Steve Margold,
(217)793-2530
Springfield, Il 62707
Forsyth Insurance Group, Inc.,
(217)525-9500
Springfield, IL 62703
Patrick Bryson,
(217)793-9532
Springfield, IL 62704
Country Insurance & Financial Services,
(217)698-3456
Springfield, IL 62704
Other States
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