Iowa
State Insurance Requirements
Iowa state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage.
Iowa Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit
The state of Iowa follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Iowa does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Iowa:
Ames
AAA Insurance,
(515)232-6165
Ames, IA 50010
AID Association For Lutherans
(515)292-6469
Ames, IA 50014
Alexander Donald,
(515)232-3212
Ames, IA 50010
Alliance General Insurance,
(515)232-9271
Ames, IA 50010
Allstate Insurance,
(515)232-0771
Ames, IA 50010
American Family Insurance,
(515)232-4714
Ames, IA 50010
American Family Insurance,
(515)232-3333
Ames, IA 50010
American Family Insurance,
(515)232-4142
Ames, IA 50010
American National Insurance Co,
(515)232-6131
Ames, IA 50014
Anns Insurance,
(515)232-5501
Ames, IA 50010
Argenta Ruth,
(515)232-7060
Ames, IA 50010
Bielenberg Emma,
(515)232-6001
Ames, IA 50010
Cedar Rapids
Eastern Iowa,
(319)7430109
Cedar Rapids, IA 52402
AAA Insurance,
(319)393-0400
Cedar Rapids, IA 52402
Aanestad & Assoc,
(319)393-8432
Cedar Rapids, IA 52402
Access Insurance,
(319)366-6193
Cedar Rapids, IA 52401
Allstate Insurance,
(319)362-2545
Cedar Rapids, IA 52402
Allstate Insurance,
(319)396-0710
Cedar Rapids, IA 52405
Allstate Insurance,
(319)373-2775
Cedar Rapids, IA 52402
Allstate Insurance,
(319)363-3729
Cedar Rapids, IA 52405
Allstate Insurance
(319)399-1498
Cedar Rapids, IA 52403
American Express Financial Inc,
(319)364-4188
Cedar Rapids, IA 52404
American Family Insurance,
(319)366-0055
Cedar Rapids, IA 52405
American Family Insurance,
(319)395-9356
Cedar Rapids, IA 52402
Davenport
Association Field Services,
(563)323-3745
Davenport, IA 52804
Dubuque
Weitzel Fin. Services, Inc.,
(563)583-6020
Dubuque, IA 52002
Tim Dieter Agency,
(563)582-2277
Dubuque, IA 52001
Iowa City
Modern Woodmen of America - Iowa (NE),
(319)466-0168
Iowa City, IA 52240
Other States
Washington
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