Kentucky
State Insurance Requirements
Kentucky state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Kentucky Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
*Personal Injury Protection: $10,000 Limit
*Choice to purchase based on the no-fault system or tort system
The state of Kentucky follows a Choice No-Fault system meaning drivers may reject the No-Fault system options and retain the right to sue (Tort system) for any auto-related injury.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Kentucky does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Kentucky:
Bowling Green
Diligent Health,
(270)7828277
Bowling Green, KY 42104
Bankers Life and Casualty,
(270)7826746
Bowling Green, KY 42104
Lexington
Northwestern Mutual Financial Network,
(859)244-8321
Lexington, KY 40507
Josue Pagan,
(859)514-0580
lexington, KY 40502
U-insured.com,
(800)776-2554
Lexington, KY 40507
Louisville
Haskins-Schmidt Insurance,
(502)499 2884
Louisville, KY 40299
The Cohen Agency,
(800)784-4068
Louisville, KY 40207
McKenzie Insurance Agency,
(502)2311000
Louisville, KY 40291
Braden Insurance Agency, Inc.
Louisville, KY 40220
(502) 454-9191
Owensboro
Allstate Insurance,
(270)9260094
Owensboro, KY 42303
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