Michigan
State Insurance Requirements
Michigan state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.
Michigan Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Property Protection Insurance: $1,000,000
Personal Injury Protection - Medical
Personal Injury Protection - Work Loss
The state of Michigan follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for necessary medical costs if you are hurt in an auto accident. Michigan state law requires Personal Injury Protection coverage for Medical and Work Loss.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Michigan does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Michigan:
Adrian
AAA Insurance
(517)265-3400
Adrian, MI 49221
Adrian Insurance
(517)265-2196
Adrian, MI 49221
Allen Slater Insurance
(517)264-6897
Adrian, MI 49221
Allstate Insurance
(517)263-8591
Adrian, MI 49221
Allstate Insurance
(517)263-4822
Adrian, MI 49221
Association For Lutherans
(517)263-3341
Adrian, MI 49221
Beebe Insurance
(517)263-6086
Adrian, MI 49221
Lenawee-Christmas Insurance
(517)265-3300
Adrian, MI 49221
Bishop Insurance
(517)263-7770
Adrian, MI 49221
Charles Stutzman Insurance
(517)263-2202
Adrian, MI 49221
Consolidated Financial Svc Inc
(517)423-0070
Adrian, MI 49221
Farm Bureau Insurance
(517)263-5585
Adrian, MI 49221
Allegan
Allegan County Farm Bureau
(616)673-6651
Allegan, MI 49010
America One-Melvin Agency
(616)673-3991
Allegan, MI 49010
Bartz-Rumery Agency Inc
(616)673-5478
Allegan, MI 49010
Tyler Insurance
(616)673-9644
Allegan, MI 49010
Hartman-Ellis Agency Ltd
(616)673-4256
Allegan, MI 49010
Remington Financial Svc
(616)673-6266
Allegan, MI 49010
Farmers Insurance Group
(616)673-8025
Allegan, MI 49010
State Farm Insurance
(616)673-4059
Allegan, MI 49010
State Farm Insurance
(616)673-5484
Allegan, MI 49010
Ann Arbor
Thomas P Kastamo,
(734)662-1408
Ann Arbor, MI 48103
Paul Wenger,
(734)998-1177
Ann Arbor, MI 48104
Tyrus R. Knoy,
(734)998-1177
Ann Arbor, MI 48104
Ann Arbor Insurance Associates,
(734)327-9222
Ann Arbor, MI 48103
Ann Arbor Insurance Assoc,
(734)327-9222
Ann Arbor, MI 48103
Bradley-Chesbrough-Niswonger
(734)994-4100
Ann Arbor, MI 48103
Lutheran Brotherhood
(734)663-8393
Ann Arbor, MI 48103
Business Planning Svc
(734)995-1162
Ann Arbor, MI 48103
AAA Insurance
(734)937-2800
Ann Arbor, MI 48105
C & M Insurance Svc
(734)994-9440
Ann Arbor, MI 48103
Captive Resources Inc
(734)998-0880
Ann Arbor, MI 48104
Carole Mooney Insurance
(734)677-0017
Ann Arbor, MI 48104
Battle Creek
AAA Insurance
(616)962-2500
Battle Creek, MI 49015
Aid Association For Lutherans
(616)966-2980
Battle Creek, MI 49017
Alf Insurance Of Battle Creek
(616)964-7111
Battle Creek, MI 49017
Allen Harmon Mason Selinger
(616)441-5165
Battle Creek, MI 49015
Allstate Insurance
(616)962-0822
Battle Creek, MI 49015
Allstate Insurance
(616)968-9800
Battle Creek, MI 49015
Allstate Insurance
(616)963-2055
Battle Creek, MI 49017
Allstate Insurance
(616)966-8700
Battle Creek, MI 49017
Allstate Insurance
(616)965-3900
Battle Creek, MI 49017
American Express Financial Adv
(616)967-7100
Battle Creek, MI 49015
American Family Insurance
(616)968-8278
Battle Creek, MI 49017
Anderson, Bob
(616)968-8155
Battle Creek, MI 49015
Bay City
Patrick J. Jacobs & Associates,
(989)8919300
Bay City, MI 48706
AAA Insurance
(517)684-2024
Bay City, MI 48706
AAA Insurance
(517)667-3308
Bay City, MI 48706
Allstate Insurance
(517)686-2600
Bay City, MI 48706
Allstate Insurance
(517)686-2600
Bay City, MI 48706
Beiser Group
(517)686-4900
Bay City, MI 48706
Catholic Family Life Insurance
(517)686-4067
Bay City, MI 48706
AAA Insurance
(517)667-3308
Bay City, MI 48706
Cliff, Sheri
(517)686-5850
Bay City, MI 48706
Plum Harris Insurance
(517)686-5850
Bay City, MI 48706
Endline/Pike Insurance
(517)662-6479
Bay City, MI 48611
Equitable Life Assurance
(517)893-4521
Bay City, MI 48708
Dearborn
Jawad Agency,
(313)3371947
Dearborn, MI 48126
A & L Insurance
(313)581-8400
Dearborn, MI 48126
Detroit
AAA Of Michigan,
(313)824 4168
Detroit, MI 48214
Talley Insurance Agency,
(313)843-9000
Detroit, MI 48209
White’s Insurance and Financial Services,
(313)622-8194
Detroit, MI 48219
Life Time Benefit’s Specialist,
(313)3504279
Detroit, MI 48214
Flint
Independant Agent, Isbell Ward
(810)8146476
Flint, MI 48507
GAB Business Svc Inc
(810)762-7385
Flint, MI 48502
Grand Rapids
GE Financial Assurance,
(616)988-4465
Grand Rapids, MI 49509
New York Life,
(616)453-8513
Grand Rapids, MI 49544
Bill Bailey Insurance
(616)676-3443
Grand Rapids, MI 49546
Best Buy Insurance,
(616)243-0199
Grand Rapids, MI 49507
Drinan, Robert L
(616)752-4571
Grand Rapids, MI 49504
Pasman, Joe
(616)752-4500
Grand Rapids, MI 49504
New York Life Insurance
(616)752-4500
Grand Rapids, MI 49504
Group Insurance Svc
(616)458-6002
Grand Rapids, MI 49503
Phillip J Boogaart Insurance
(616)459-1349
Grand Rapids, MI 49503
Mass Mutual The Blue Chip Co
(616)459-7219
Grand Rapids, MI 49504
Pension Maximum Design Inc
(616)454-7440
Grand Rapids, MI 49504
Irving O Benson & Assoc
(616)285-6582
Grand Rapids, MI 49503
Jackson
The Mar.Rian Group,
(517)782-4665
Jackson, MI 49202
Muskegon
Cloetingh-Seaway Agency Inc
(213)726-5081
Muskegon, MI 49441
Northwestern Mutual Financial Network,
(231)740 2491
Muskegon, MI 49442
Saginaw
R L Beeckman & Co Insurance
(517)791-4545
Saginaw, MI 48602
Troy
New Light Group,
(586)731-5653
Troy, MI 48084
Prudential Financial,
(248)743-3440
Troy, MI 48084
United Group Association,
(248)496-2220
Troy, MI 48083
Ron Lassila Law Offices
(248)680-4653
Troy, MI 48083
Amwest Surety Insurance Co
(248)649-3833
Troy, MI 48084
Peter Basso Assoc Inc
(248)879-5666
Troy, MI 48089
New England Financial,
(248)585-5090
Troy, MI 48083
Warren
Richard Morian & Assoc
(248)373-6499
Warren, MI 48093
Blanchard Agency
(810)573-7733
Warren, MI 48092
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