New Jersey
State Insurance Requirements
New Jersey state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15/30/5 coverage with 15/30 UM limits.
New Jersey Coverage:
Basic Policy
Property Damage Liability: $5,000 Limit
Personal Injury Protection: $15,000 Limit
Standard Policy
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
Uninsured/Under-insured Motorist Bodily Injury: $15,000/$30,000 Limit
Uninsured Motorist Property Damage: $5,000 Limit
Personal Injury Protection: $15,000 Limit
*Both Basic and Standard Policies include $250,000 PIP limit for permanent or significant injury.
The state of New Jersey follows a Choice No-Fault system meaning drivers may reject the No-Fault system options and retain the right to sue (Tort system) for any auto-related injury.
Personal Injury Protection (PIP) in your coverage helps pay for “reasonable and necessary” medical expenses for you and your passengers. New Jersey state law requires a minimum Personal Injury Protection coverage of $15,000.
To help protect against damages caused to you and your passengers by an uninsured driver, New Jersey state law requires a minimum Uninsured/Under-insured Motorist coverage of $15,000 per person up to a total of $30,000 per accident for any bodily injury caused by the uninsured and/or under-insured driver (depending on the state).
Car Insurance Agents and Companies Found in Towns and Cities of New Jersey:
Elizabeth
Al Correia Agency
(908)352-2166
Elizabeth, NJ 07201
B B Miller & Co
(908)352-7300
Elizabeth, NJ 07208
Carlos Ferrer Travel Agency
(908)289-1666
Elizabeth, NJ 07206
Chapman Agency
(908)354-0918
Elizabeth, NJ 07206
Cortico Insurance
(908)352-8822
Elizabeth, NJ 07202
Costa Do Sol
(908)352-3623
Elizabeth, NJ 07206
Cruz Del Sur Travel Svc
(908)352-9090
Elizabeth, NJ 07201
Delano Martins Accounting Svc
(908)289-7353
Elizabeth, NJ 07202
Eastern Realty Agency
(908)351-1014
Elizabeth, NJ 07208
Edward Faye Agency
(908)354-7675
Elizabeth, NJ 07206
Goncalves Insurance
(908)351-2900
Elizabeth, NJ 07201
HAL Rose Agency
(908)354-1000
Elizabeth, NJ 07202
Jersey City
Special Program Management Inc,
(201)798-5100
Jersey City, NJ 07310
Stanley Agency,
(201)963-4380
Jersey City, NJ 07306
State Farm Insurance,
(201)963-2000
Jersey City, NJ 07307
Taylor Jr, Roscoe H
(201)332-5255
Jersey City, NJ 07304
Tonnele Realty Co,
(201)653-4443
Jersey City, NJ 07306
Twin City Agency Driving School
(201)659-8590
Jersey City, NJ 07307
State Farm Insurance,
(201)963-2000
Jersey City, NJ 07307
ABC Assocated Business Ctr,
(201)222-1115
Jersey City, NJ 07306
Adan Agency,
(201)656-6909
Jersey City, NJ 07306
All Insurance Svc,
(201)963-8888
Jersey City, NJ 07306
C & M Insurance Brokerage Inc,
(201)434-1162
Jersey City, NJ 07302
City Insurance,
(201)333-7776
Jersey City, NJ 07304
Newark
Roman Insurance
(973)680-1414
Newark, NJ 07107
Paterson
Bellmare Financial,
(908)653-7289
Paterson, NJ 07513
Trenton
Adelphia Insurance Inc.
(609)396-1600
Trenton, NJ 08608
Dominici Insurance
(609)584-9700
Trenton, NJ 08690
Other States
Washington
Car Insurance Information
Best Car Insurance Articles
Related Car Insurance Video Clips
