New York
State Insurance Requirements
New York state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
New York Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Under-insured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $50,000 Limit
The state of New York follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for “reasonable and necessary” medical expenses for you and your passengers. New York state law requires a minimum Personal Injury Protection coverage of $50,000.
To help protect against damages caused to you and your passengers by an uninsured driver, New York state law requires a minimum Uninsured/Under-insured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or under-insured driver (depending on the state).
Car Insurance Agents and Companies Found in Towns and Cities of New York:
Albany
State Farm Insurance,
(518)489-0294
Albany, NY 12203
Thomas F Di Gesare Insurance
(518)458-2228
Albany, NY 12205
Shipp Financial Services,
(518)462-5645
Albany, NY 12204
Robert F Bauer Insurance,
(518)869-3535
Albany, NY 12205
Transportation Risk Management,
(518)456-3871
Albany, NY 12203
Shared Health Network
(518)458-8607
Albany, NY 12205
Ten Eyck Group,
(518)482-8996
Albany, NY 12203
Utica National Insurance Group,
(518)862-6200
Albany, NY 12203
State Farm Insurance,
(518)459-8362
Albany, NY 12205
State Farm Insurance,
(518)869-6888
Albany, NY 12205
A L Hofaker Inc,
(518)438-2818
Albany, NY 12205
Adirondack Insurance
(518)436-5204
Albany, NY 12202
Buffalo
Lawley Service Insurance (NY),
(716)849-8618
Buffalo, NY 14202
Peter A. Johnson,
(716)8924986
Buffalo, NY 14206
Lawley Service Insurance (OH),
(716)849-8618
Buffalo, NY 14202
Potter Harris & Scherrer Inc,
(716)634-5656
Buffalo, NY 14221
Berkshire Life Insurance,
(716)852-5151
Buffalo, NY 14202
C W Insurance Brokerage Svc,
(716)881-4206
Buffalo, NY 14209
Aflac
(716)842-6034
Buffalo, NY 14202
Buffalo Financial Assoc
(716)842-4150
Buffalo, NY 14202
Chubb Insurance,
(716)855-0031
Buffalo, NY 14202
MetLife Auto&Home,
(716)913-3028
Buffalo, NY 14215
Lawley Service Insurance (CT),
(716)849-8618
Buffalo, NY 14202
Lawley Service Insurance (PA),
(716)849-8618
Buffalo, NY 14202
New York
AXA Advisors,
(631)833-4352
New York, NY 10024
US Planning Group,
(917)4079592
New York, NY 10036
Northwestern Mutual,
(212)819-1800
New York, NY 10036
Primerica Financial Service,
(646)234 8584
New York, NY 10001
AXA Advisors, LLC,
(212)261-9816
New York, NY 10019
Prudential,
(212)459-1300
New York, NY 10111
Mutual of Omaha,
(212)490-7979 Ext116
New York, NY 10017
Mutual of Omaha,
(212)490-7979
New York, NY 10017
New York Life,
(917)406-4478
New York, NY 10170
New York Life,
(646)227-8545
New York, NY 10170
Lezok, Ltd.,
(888)779-4912
New York, NY 10016
Cowan Financial Group,
(212)536-8799
New York, NY 10036
Rochester
GE Capital Life Assurance Company of New York,
(585)461-2967
Rochester, NY 14618
Mandrov Financial,
(585)399 8339
Rochester, NY 14604
Brokery,
(585)424-5810
Rochester, NY 14623
Aaron Casey, Ralston Agency
(585) 697-0880
2290 East Avenue
Rochester, NY 14610
Metlife Auto & Home,
(585)242-5900
Rochester, NY 14618
DG&M Agency,
(716)697-0160
Rochester, NY 14610
Accurate Agency Inc,
(716)546-7950
Rochester, NY 14604
ART Bamann & Sons Inc
Art Bamann, Jr.
(716)546-8262
Rochester, NY 14604
Massachusetts Mutual Life Ins.,
(716)262-5626
Rochester, NY 14604
Mike Miller Insurance
(716)3904554
Rochester, NY 14604
Syracuse
Mutual of Omaha,
(315)461-4201
Syracuse, NY 13220
Prudential Insurance Co,
(315)445-1120
Syracuse, NY 13214
Mutual Of Omaha,
(315)457-1359
Syracuse, NY 13212
IBN Insurance Brokerage LLC,
(315)425-5600
Syracuse, NY 13202
Togias,
(315)7279197
Syracuse, NY 13220-9922
Ellis Moreland & Ellis Inc
Syracuse, NY 13202
(315) 488-1303
Liverpool Associates Insurance Agency
Syracuse, NY 13205
(315) 422-1777
Other States
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