North Carolina
State Insurance Requirements
North Carolina state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage.
North Carolina Coverage:
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $25,000 Limit
The state of North Carolina follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). North Carolina does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of North Carolina:
Asheville
WNC Insurance Agency,
(828)285-9590
Asheville, NC 28801
Germain Corp
(828)252-9570
Asheville, NC 28801
Health & Disability Specialist
(828)252-8386
Asheville, NC 28806
Insurance Centre
(704)252-0673
Asheville, NC 28801
Insurance North
(828)645-6922
Asheville, NC 28804
Insurance Service of Asheville
(828)253-1668
Asheville, NC 28801
Integon Claims
(828)236-8900
Asheville, NC 28801
James R Smith Agency
(828)254-3742
Asheville, NC 28801
Jefferson-Pilot Life Ins Co
(828)328-2379
Asheville, NC 28801
Jeffords Agency
(828)274-9117
Asheville, NC 28803
John C Faust Insurance
(828)684-8000
Asheville, NC 28806
Burlington
Oakley Insurance,
(336)227-7774
Burlington, NC 27216
AFLAC
(336)222-9029
Burlington, NC 27217
Allstate Insurance
(336)229-4401
Burlington, NC 27215
Allstate Insurance
(336)229-4411
Burlington, NC 27215
Allstate Insurance
(336)222-9315
Burlington, NC 27217
Archer Bonding & Insurance
(336)226-7367
Burlington, NC 27215
Auto Insurers
(336)228-0228
Burlington, NC 27215
Becton Insurance Group
(336)227-3661
Burlington, NC 27215
Brackett Insurance
(336)228-1952
Burlington, NC 27215
Horace Mann-Teachers Insurance
(336)586-0500
Burlington, NC 27203
Dan A Webster Insurance
(336)538-0323
Burlington, NC 27215
Cary
Spratt Financial,
(919)460-7296
Cary, NC 27511
Adcock Agency Inc
(919)467-8126
Cary, NC 27511
Allstate Insurance
(919)481-3071
Cary, NC 27513
Allstate Insurance
(919)380-0405
Cary, NC 27511
Allstate Insurance
(919)460-0036
Cary, NC 27511
Allstate Insurance
(919)460-6190
Cary, NC 27511
Allstate Insurance
(919)467-4134
Cary, NC 27511
Allstate Insurance
(919)469-5100
Cary, NC 27511
Allstate Insurance
(919)851-0624
Cary, NC 27511
American Dental Plan
(919)380-9267
Cary, NC 27511
American Insurance Mart Inc
(919)469-8228
Cary, NC 27511
Charter Insurance Group
(919)469-1009
Cary, NC 27511
Charlotte
Readling Insurance Group,
(704)504-1909
Charlotte, NC 28273
HR Carolina.com,
(704)6147344
Charlotte, NC 28241
Duke Vogel Agency,
(704)548-8687
Charlotte, NC 28269
3D & ASSOCIATES,
(704)752-6536
Charlotte, NC 28277
RBC Liberty Life Insurance,
(704)214-2045
Charlotte, NC 28209
Messer Financial Group,
(704)568-9649
Charlotte, NC 28227
Cornerstone America,
(704)763-0676
Charlotte, NC 28277
Liberty Mutual,
(704)544-9789
Charlotte, NC 28226
United American Ins. Co.,
(704)560-4609
Charlotte, NC 28226
AXA Advisors,
(704)540-2915
Charlotte, NC 28277
N.A.S.E.,
(704)844-9362
Charlotte, NC 28270
Insurance Selection Services,
(704)6416954
Charlotte, NC 28210
Durham
Equity One Mortgage,
(919)405-2065
Durham, NC 27713
Northwestern Mutual Life Ins
(919)490-2911
Durham, NC 27514
Advance Insurance
(919)682-4440
Durham, NC 27701
Jones Insurance Group
(919)682-7004
Durham, NC 27701
Nationwide Insurance
(919)286-4513
Durham, NC 27701
Primerica Financial SVC
(919)620-7914
Durham, NC 27701
Sorgi Insurance
(919)682-4814
Durham, NC 27701
North Carolina Mutual Life Ins
(919)682-1541
Durham, NC 27701
State Farm Insurance
(919)286-5602
Durham, NC 27701
AIS Insurance
(919)682-5576
Durham, NC 27701
Capital Security Insurance
(919)687-8300
Durham, NC 27701
Blue Cross & Blue Shield
(919)688-5528
Durham, NC 27701
Fayetteville
Alliance,
(910)308-6171
Fayetteville, NC 28314
Nationwide Insurance (Sean S. Fincher Agency),
(910)860-4995
Fayetteville, NC 28304
North Carolina Mutual Life Ins
(910)822-0489
Fayetteville, NC 27217
Northwestern Mutual Life Ins
(910)484-2104
Fayetteville, NC 27215
Western-Southern Life Insurance Co
(910)483-2438
Fayetteville, NC 27215
Midland national Life Ins Co
(910)864-5891
Fayetteville, NC 27278
Met Life,
(910)487-2181
Fayetteville, NC 28314
Timothy Lane Trull,
(910)484-9817
Fayetteville, NC 28305
Newton & Associates Insurance,
(910)860-8813
Fayetteville, NC 28314
Omaha Woodmen Life Ins. Soc,
(910)483-8991
Fayetteville, NC 28301
V Miles Insurnce,
(910)424-8441
Fayetteville, NC 28304
Goldsboro
Collier & Associates Ins Agency Inc.,
(919)735-1301
Goldsboro, NC 27533
Greensboro
Craft Insurance Group,
(336)375-0600
Greensboro, NC 27415
Tom Needham Insurance,
(336)855-1223
Greensboro, NC 27407
Bankers Life & Casualty,
(336)852-9061
Greensboro, NC 27407
Hunter Financial Solutions,
(336)855-5252
Greensboro, NC 27429
Liberty Mutual
(336)6682389
Greensboro, NC 27409
GMH Services,
(336)856.7036
Greensboro, NC 27410
Bankers Life & Casualty Co
(336)852-9061
Greensboro, NC 27511
AETNA Life & Casualty
(336)292-3622
Greensboro, NC 28244
John Alden Life Insurance Co
(336)852-2136
Greensboro, NC 28217
Mid Atlantic Medical Svc
(336)316-6222
Greensboro, NC 28217
Mid-South Insurance Co
(336)294-1090
Greensboro, NC 28208
American Family Life Assurance
(336)292-0555
Greensboro, NC 28025
Hickory
Allstate Insurance,
(828)324-6787
Hickory, NC 28601
The Mega Life and Health Insurance Company,
(888)569-9938
Hickory, NC 28601
Northwestern Mutual Life Ins
(828)326-8988
Hickory, NC 28801
Peoples Security Life Ins Co
(828)327-9195
Hickory, NC 28212
Surety Life Insurance Co
(828)327-3661
Hickory, NC 28203
American Family Insurance
(828)324-5049
Hickory, NC 27030
Jacksonville
Nationwide Insurance
(910)347-6177
Jacksonville, NC 28425
New Bern
The Insurance Center,
(252)637-4173
New Bern, NC 28562
Williams Garry L Insurance
(252)638-2835
New Bern, NC 28562
Raleigh
Pierre GAarnel,
(919)850 0305
Raleigh, NC 27609
Independent Affiliated Insurance,
(919)810-8985
Raleigh, NC 27615
Peter S Bastien,
(919)870-7807
Raleigh, NC 27613
Alliance For Affordable Services
(919)845-1448
Raleigh, NC 27609
United American Insurance Company
(919)787-0216
Raleigh, NC 27603
Magellan Benefits Group,
(919)510-0139
Raleigh, NC 27612
American Republic Insurance Co,
(919)244-8094
Raleigh, NC 27612
American Republic Insurance Company,
(919)752-0092
Raleigh, NC 27616
Foresight Financial,
(919)334-2722
Raleigh, NC 27609
Alliance for Affordable Services,
(919)782-4735
Raleigh, NC 27615
Moe Fanene,
(919)210-4745
Raleigh, NC 27612
Financial Resources,
(919)785-9048
Raleigh, NC 27612
Rocky Mount
Alliance For Affordable Services,
(252)443-7857
Rocky Mount, NC 27803
Mutual of Omaha
(252)451-0488
Rocky Mount, NC 28512
Salisbury
Woodmen of the World Insurance
(704)633-6878
Salisbury, NC 28216
Shelby
North Carolina Farm Bureau
(704)482-2436
Shelby, NC 27028
Statesville
Nationwide Insurance
(704)872-8740
Statesville, NC 28010
Grange Insurance
(704)872-6776
Statesville, NC 28607
IFG/ Austin Financail Network,
(704)883 8668
Statesville, NC 28625
Wilmington
NC Affordable Health Insurance,
(910)452-1150
Wilmington, NC 28405
AAB An Absolute BROKER,
(910)232-4964
Wilmington, NC 28405
James Wells,
(910)799-3229
Wilmington, NC 28409
American Republic,
(910)794-1367
Wilmington, NC 28412
American Republic
(910)792-0387
Wilmington, NC 28412
American Republic,
(910)792-9378
Wilmington, NC 28403
John Hancock,
(910)509-9011
Wilmington, NC 28405
Davis Insurance Group
Wilmington, NC 28403
Office (910) 392-5173
Winston-Salem
Buddy Daniel,
(336)765-9332
Winston-Salem, NC 27103
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