State Insurance Requirements
Pennsylvania state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15/30/5 coverage.
Pennsylvania Coverage:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
First Party Benefits (PIP): $5,000
The state of Pennsylvania follows a Tort system where you can choose tort options to define your right to compensation in the event that another party injures you or members of your household in an auto accident. You may choose between Full Tort or Limited Tort. If you choose the Full Tort option, your rights to financial compensation for injuries caused by other drivers is unrestricted.
Personal Injury Protection (PIP) in your coverage helps pay for “reasonable and necessary” medical expenses for you and your passengers. Pennsylvania state law requires a minimum Personal Injury Protection coverage of $5,000.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Pennsylvania does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Pennsylvania:
Allentown
Butz Hacker Co
(610)437-3340
Allentown, PA 18104
E M Boll & Assoc
(610)437-6727
Allentown, PA 18104
Moyer Jr, Carson W
(610)770-1160
Allentown, PA 18106
Sagemark Consulting, Lincoln Financial
(610)770-1660
Allentown, PA 18104
World Wide Health Svc
(610)740-0202
Allentown, PA 18104
Transamerica Insurance
(610)395-8516
Allentown, PA 18106
D E Cressman Insurance Inc
(610)433-1568
Allentown, PA 18104
Evans, Robert R
(610)770-1160
Allentown, PA 18106
Massachusetts Mutual Life Ins
(610)398-0500
Allentown, PA 18195
State Farm Insurance
(610)395-8483
Allentown, PA 18104
Wescoe Agency
(610)435-9029
Allentown, PA 18101
State Farm Insurance
(610)434-5867
Allentown, PA 18102
Chambersburg
Elite Insurance and Financial Services,
(717)263-8078
Chambersburg, PA 17201
Northwestern Mutual,
(717)267-3852
Chambersburg, PA 17201
Michael A Starr Ins Inc,
(717)263-1752
Chambersburg, PA 17201
Tucker Financial Services,
(717)267-1426
Chambersburg, PA 17201
Erie
Fucci Insurance Group Inc,
(814)868-1888
Erie, Pa 16509
Brad E. Matha Independent Agent,
(814)825-4757
Erie, PA 16510
Harrisburg
JS Martin & Associates,
(717)657-3200
Harrisburg, PA 17112
Bankers Life and Casualty,
(717)9514631
Harrisburg, PA 17110
Senior Financial,
(717)541-1500
Harrisburg, PA 17112
Lancaster
Prudential Financial,
(717)299-7119
Lancaster, PA 17602
Better Insurance,
(717)859-3255
Lancaster, PA 17601
The Edgeworth Insurance Group,
(717)898-4957
Lancaster, PA 17601
Hostetler Insurance Associates, Inc.,
(717)293-7100
Lancaster, PA 17602
Giorgio Associates,
(610)334-1540
Lancaster, PA 17561
MetLife,
(717)-468-8196
Lancaster, PA 17601
Philadelphia
Berzins Agency,
(215)473-0300
Philadelphia, PA 19151
Hartford Life & Annuity Insurance Co.,
(267)467-6437
Philadelphia, PA 19131
Stephen H. Blank,
(215)768-3909
Philadelphia, PA 19116
Phadrea A. S. Oates,
(215)389-2930
Philadelphia, Pa 19145
PA Health Group,
(215)755-5110
Philadelphia, PA 19148
Susan Branca,
(215)676 6788
Philadelphia, PA 19114
Neal Quimby,
(215)385-0762
Philadelphia, PA 19131
Stephenson Insurance Agency,
(215)564-6336
Philadelphia, PA 19103
John Nuveen Co
(215)564-5252
Philadelphia, PA 19102
Joseph J. Mackley Insurance Agency
(215)676 6616
Philadelphia, PA 19115
Marilyn Burstin Insurance Specialist & Financial Consultant,
(215)742-0214
Philadelphia, PA 19115
Sean Holbert,
(215)977-9546
Philadelphia, PA 19147
Pittsburgh
Fedele Insurance Services, Inc.,
(412)244-1000
Pittsburgh, PA 15235
Verrico Insurance Agency,
(412)3715850
Pittsburgh, PA 15235
Allstate Insurance
(412)931-5750
Pittsburgh, PA 15237
T.J. VanderHorst & Associates,
(412)351-7001
Pittsburgh, PA 15221
Wagner Agency Inc.,
(412)681-2700
Pittsburgh, PA 15213
Avanti Insurance Group,
(412)821-0602
Pittsburgh, PA 15209
Reading
Shadow Insurance Inc
(610)779-4700
Reading, PA 19606
Scranton
Joseph Losavich,
(570)343-8668
Scranton, PA 18504
State College
Woodbury Financial Services,
(814)861-8091
State College, PA 16803
Williamsport
Brian Martino MetLife Agency,
(570)322-1700
Williamsport, PA 17701
Other States
Washington
