South Carolina Car Insurers



State Insurance Requirements

South Carolina state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
South Carolina Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Uninsured Motorist Property Damage: $25,000 Limit

The state of South Carolina follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

To help protect against damages caused to you and your passengers by an uninsured driver, South Carolina state law requires a minimum Uninsured/Under-insured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or under-insured driver (depending on the state).

South Carolina State Map

Car Insurance Agents and Companies Found in Towns and Cities of South Carolina:

Charleston

Amenity Financial Services
(843) 766-1040
Charlestown, SC 29419

C & C Group, LLC,
(843)762-7593
Charleston, SC 29422

UGA,
(843)556-1125
Charleston, SC 29407

Kevin Shealy Allstate Agency,
(843)573-4777
Charleston, sc 29407

UGA,
(843)367-9663
Charleston, SC 29412

Columbia

Mid-West National,
(803)787-3141
Columbia, SC 29205

Allstate- Abercrombie Agency,
(803)799-1178
Columbia, SC 29204

LG Goldstein & Associates,
(800)9514377
Columbia, SC 29250

Goldstein & Assoc,
(803)771-4377
Columbia, SC 29205

Northwestern Mutual Financial Network,
(803)254-0133
Columbia, SC 29201

Florence

William Badder,
(843)6624646
Florence, SC 29505

Baker Agency
(843)662-2136
Florence, SC 29501

RBC Liberty Life,
(843)662-3632
Florence, SC 29501

Myrtle Beach

NASE/UGA,
(843)903-1195
Myrtle Beach, SC 29579

Sun Insurance Associates
(843)347-1800
Myrtle Beach, SC 29579

Darrell Smith Financial Associates,
(843)692-3051
Myrtle Beach, SC 29577

Milestone Financial, Nick Mavroidis
(843)6024014
Myrtle Beach, SC 29577

Spartanburg

RBC Liberty Life,
(864)587-6570
Spartanburg, SC 29301

The Loftin Insurance Agency,
(864)814-0587
Spartanburg, SC 29316

Sumter

The McKinney Agency,
(803)778-2490
Sumter, SC 29150

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