State Insurance Requirements
South Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
South Dakota Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Under-insured Motorist Bodily Injury: $25,000/$50,000 Limit
The state of South Dakota follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, South Dakota state law requires a minimum Uninsured/Under-insured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or under-insured driver (depending on the state).
Car Insurance Agents and Companies Found in Towns and Cities of South Dakota:
Aberdeen
John Sieh Insurance Agency
605-229-1760
Aberdeen, SD 57401
Hilgemann Insurance Agency Inc
State Farm
605-226-3651
Aberdeen, SD 57401
Christopher J Gederos
605-225-8600
Aberdeen, SD 57401
Rapid City
American Benefits Agency,
(605)7214166
Rapid City, SD 57701
MoneyTree Financial Services,
(605)3994086
Rapid City, SD 57701
Black Hills Modern Woodmen,
(605)716-5877
Rapid City, SD 57701
Sioux Falls
David Schneider,
(605)362-5245
Sioux Falls, SD 57106
Chris Cox Financial,
(605)362-4280
Sioux Falls, SD 57106
Galvin Financial Services,
(605)367-9999
Sioux Falls, SD 57101
Senior Security Services,
(605)336-7241
Sioux Falls, SD 57101
Watertown
Steve Hall,
(605)882-3760
Watertown, SD 57201
Susan Steffen & Associates,
(605)886-6570
Watertown, SD 57201
Other States
Washington
