Posts Tagged ‘young drivers policy’

Premiums for Younger Drivers

Thursday, April 30th, 2009

Premiums for younger drivers who are taking driving lessons can be terribly hefty, in fact some insurance providers in the UK will not even offer learner driver policies. The obvious thing to do in this case is use an insurance comparison website, most of these will inform you of the best deals for provisional drivers. For someone who is aged 17 or or slightly older the good news is this, you can opt for a third party insurance solution that will cater for someone who does not have an expensive vehicle, the insurance policies for this kind of cover are way lower than the standard comprehensive policies.

The best tip for any young person looking for a cheap policy in the UK is, “do not” buy the first time you talk to an insurance firm, remember these companies train their staff to stop you from looking elsewhere. Insurance firms will offer all sorts of free gifts to younger drivers, some insurance deals may include free cinema tickets, mp3 players or in some cases even ipods. Low cost insurance deals for beginner drivers should be carefully checked out and compared, taking just that little bit extra time can save you a good deal of money and stress.

Some driving schools may actually be able to provide you with a low cost insurance deal, many have agreements with the large insurers and in return for passing them customers will offer a lower priced “young drivers policy”. So for the best deals in learner car insurance you should:
1. make use of the online comparison websites, and
2. Compare them with a local insurance broker who is a specialist when it comes to premiums for younger drivers.

Driving lessons should be the main thing you are concentrating on, if money is tight then there is an alternative insurance option to lessen the burden. Many brokers will accept monthly instalments which will not be so hard on your wallet or purse, make sure you ask a policy provider if they can offer this method of payment, in the UK as with the rest of the world things are tight right now so the major insurance companies will bend over backwards to get your custom.