Many of us have found ourselves in the situation of needing insurance protection for a car for a short period of time. Until the last couple of years, it was actually very difficult to get a temporary car insurance deal as the major providers only had offerings for 10 to 12 months.
Fortunately, there are now many specialist insurers with specific products available online tailored to individuals needs, whether it be short term car insurance, over 50 life insurance or even specialist cover for events and entertainment. There are now policies available that will cover you from as little as 1 day up to 30 days. This allows a convenient solution to getting covered at short notice without having to worry when you have finished using the car. Before you would have probably had to take out an annual insurance policy and then have to cancel this when you no longer need the cover. The main downside here was not only the inconvenient hassle of having to remember to cancel the policy but also the administration fees incurred.
The internet is a great platform to compare the different providers now offering temp cover as you can quickly see the various deals on offer and get instant quotes from many companies. Using a price comparison website will aid in this as quotes from many different insurers can be viewed by just submitting your details and requirements the one time.
It's important to not just automatically choose the quote with the lowest price without checking the small print and terms and conditions. If you travelling with others, it is also worth taking note if the insurance can cover additional drivers on a short term basis. Some companies give you the option to insure an additional driver, on your vehicle, separately. This gives an advantage of not losing your no claims bonus should an accident occur, which may happen if you just add an additional named driver to your existing cover.