Texas
State Insurance Requirements
Texas state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage.
Texas Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit
*Requirement for higher limits goes into effect - April 1,2008
The state of Texas follows a Tort system meaning someone must be found to be responsible for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Under-insured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or under-insured driver (depending on the state). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Car Insurance Agents and Companies Found in Towns and Cities of Texas:
Abilene
Samrhon Corp
(325)6928299
Abilene, TX 79608
David Rice,
(915)928-5706
Abilene, TX 79605
Allstate Insurance
(915)695-4461
Abilene, TX 79605
Allstate Insurance
(915)676-3131
Abilene, TX 79603
Allstate Insurance
(915)698-1100
Abilene, TX 79605
Alternative Group
(915)673-0192
Abilene, TX 79603
American General Life Ins Co
(915)677-2694
Abilene, TX 79602
American General Life Ins Co
(915)672-7869
Abilene, TX 79601
American Indemnity Co
(915)672-2871
Abilene, TX 79603
Associates Insurance
(915)675-6083
Abilene, TX 79603
Bailey, Jimmy L
(915)676-0138
Abilene, TX 79601
Baird, Dean
(915)677-1473
Abilene, TX 79603
Amarillo
HBW,
(806)3353226
Amarillo, TX 79111
Dan Luther,
(806)674-3130
Amarillo, TX 79109
The Gilbert Agency,
(806)331-5263
Amarillo, TX 79109
Gilbert Insurance Agency,
(806)673-2553
Amarillo, TX 79102
Advantage Financial Group
(806)358-1341
Amarillo, TX 79109
Advanced Insurance Marketing
(806)353-7254
Amarillo, TX 79109
AAA Insurance
(806)354-8288
Amarillo, TX 79109
Aflac
(806)353-2105
Amarillo, TX 79109
Allstate Insurance
(806)359-9835
Amarillo, TX 79109
Allstate Insurance
(806)352-8317
Amarillo, TX 79109
Allstate Insurance
(806)359-0046
Amarillo, TX 79110
Allstate Insurance
(806)355-3302
Amarillo, TX 79106
Arlington
National Association for the Self Employed,
(817)7154802
Arlington, TX 76016
Syed Suleman
(817)975 8559
Arlington, TX 76014
King Insurance Agency,
(817)226-5464
Arlington, TX 76001
H&R Block Financial,
(817)4838400
Arlington, TX 76016
Mega Life and Health,
(817)6954955
Arlington, TX 76006
Yeates Financial Inc,
(972)6068664
Arlington, TX 76006
Allstate-Liljenberg Agency,
(817)794-5887
Arlington, TX 76016
UGA,
(817)980-4554
Arlington, TX 76016
Aim High,
(817)3133807
Arlington, TX 76014
National Association for the Self-Employed,
(817)690-7789
Arlington, TX 76002
State Farm,
(817)303-3333
Arlington, TX 76014
A Plus Auto Insurance
(817)276-0650
Arlington, TX 76010
Athens
American General,
(903)670-1740
Athens, TX 75751
Rushing Insurance
(903)675-5751
Athens, TX 75751
Barksdale, Steven
(903)675-2259
Athens, TX 75751
Farm Bureau Insurance
(903)675-5654
Athens, TX 75751
Phil Goldwater Insurance
(903)675-2401
Athens, TX 75751
Mike Pulley Insurance
(903)675-5711
Athens, TX 75751
Joe Lindsey Insurance
(903)675-6092
Athens, TX 75751
John Trent Insurance
(903)677-3240
Athens, TX 75751
Metropolitan Insurance Co
(903)675-9089
Athens, TX 75751
Lona Mauk State Farm Insurance
(903)675-5543
Athens, TX 75751
Harrup & Co
(903)675-7550
Athens, TX 75751
State Farm Insurance
(903)675-4041
Athens, TX 75751
Austin
Tolbert Insurance,
(512)282-1600
Austin, TX 78748
Bryan Bourgeois,
(512)203-1905
Austin, TX 78745
CAL Insurance Services,
(512)292-9299
Austin, TX 78652
Legacy Estate Planning
(512)3023878
Austin, TX 78766
American Insurance Group of Texas,
(512)454-1000
Austin, TX 78752
American Health Underwriters,
(512)401-6635
Austin, TX 78726
Choice Investments, Inc.,
(512)302-6078
Austin, TX 78757
Mutual of Omaha,
(512)4188998
Austin, TX 78759
American Health Underwriters,
(512)512-740-
Austin, TX 78726
Mutual of Omaha
(512)834-0602
Austin, TX 78727
King Benefit Services,
(512)266-4627
Austin, TX 78734
Customized Insurance,
(512)801-8036
Austin, TX 78726
Beaumont
HBW Keith Spoonmore Agency,
(409)782-2200
Beaumont, TX 77706
Aflac
(409)899-5565
Beaumont, TX 77703
Farmers Insurance Group
(409)838-4144
Beaumont, TX 77702
Maverick Insurance Inc
(409)898-1949
Beaumont, TX 77706
David Galmor Insurance
(409)832-3636
Beaumont, TX 77702
Dias Insurance
(409)866-3723
Beaumont, TX 77706
Farmers Insurance Group,
(409)832-7834
Beaumont, TX 77706
Mc Ferrin Insurance
(409)860-4858
Beaumont, TX 77706
Farmers Insurance Group,
(409)898-1304
Beaumont, TX 77706
State Farm Insurance
(409)866-0905
Beaumont, TX 77706
John Reed Insurance
(409)753-2444
Beaumont, TX 77713
George Richmond Insurance
(409)866-6778
Beaumont, TX 77706
Brownsville
John S. Lesley Insurance Agency,
(956)504-5493
Brownsville, TX 78521
College Station
Farm & Ranch Healthcare
(979)5740965
College Station, TX 77845
Kinion Associates,
(979)693-3019
College Station, TX 77840
Corpus Christi
Texas Wide Financial Services,
(361)946-5460
Corpus Christi, TX 78411
Laura Harris Agency, Inc.,
(361)9852875
Corpus Christi, TX 78411
The Dodge Company,
(361)882-4280
Corpus Christi, TX 78401
Borden Insurance,
(361)882-6543
Corpus Christi, TX 78403
Hatherly & Associates,
(361)814-6200
Corpus Christi, TX 78404
Bankers Life,
(361)765-9468
Corpus Christi, TX 78412
Dallas
Igor Maskov,
(972)774-0700 x116
Dallas, TX 75244
EPIX,
(214)850-9506
Dallas, TX 75207
Jerry Fowler,
(972)774-0700
Dallas, TX 75244
The Kenvin Group,
(972)930-9800
Dallas, TX 75248
John M. Hamman,
(214)341-3050
Dallas, TX 75243
UGA,
(972)248-3047
Dallas, TX 75287
Caughey (COY) Insurance
(972)458 2066
Dallas, TX 75240
ACR,
(214)924-7479
Dallas, TX 75206
El Paso
Border Solutions Group, LLC,
(915)587-5432
El Paso, TX 79912
AIG American General,
(915)8229830
El Paso, TX 79925
Thomas Herbert, Long-Term Care Insurance Specialist,
(915)373-2745
El Paso, TX 79913
Fort Worth
Leslie Insurance Agency
(817)7370624
Fort Worth, TX 76107
Texas Benefit Source,
(817)3065426
Fort Worth, TX 76137
Niehaus Agency
(877)369-2777
Fort Worth, TX 76137
Guaranty Senior Assurance,
(817)909-7989
Fort Worth, TX 76182
NASE,
(817)9911961
Fort Worth, TX 76133
Farm and Ranch Healthcare,
(817)680-8155
Fort Worth, TX 76135
NASE,
(817)966-3159
Fort Worth, TX 76109
Principal Financial Group,
(817)731-5500
Fort Worth, TX 76116
David Clanton Agency-Allstate,
(817)423-9440
Fort Worth, TX 76133
Kelly Strange, Health Insurance Consulting,
(817)915-9272
Fort Worth, TX 76132
The Loafman Agency,
(817)881-0882
Fort Worth, TX 76132
Midwest Life of TN,
(817)284-3634
Fort Worth, TX 76118
Garland
Steve Parkey,
(972)279-3545
Garland, TX 75043
Roger Ledebur,
(972)675-2121
Garland, TX 75040
Farr Insurance,
(214)395-8104
Garland, TX 75044
Frank Randy
(469)443-9275
Garland, TX 75043
Allstate Insurance
(972)272-1808
Garland, TX 75040
Peavy Insurance Inc
(972)272-3541
Garland, TX 75040
Moore Employee Benefits
(972)494-0286
Garland, TX 75040
State Farm Insurance
(972)530-6300
Garland, TX 75040
Bailey Thompson Insurance
(972)494-0770
Garland, TX 75040
Gerald A Hare Insurance
(972)530-9698
Garland, TX 75040
Lamb Insurance
(972)530-8439
Garland, TX 75040
State Farm Insurance
(972)414-0695
Garland, TX 75040
Houston
Coleman’s Insurance Agency
(281)999-4299
Houston, TX 77060
Straub Interests,
(281)4636789
Houston, TX 77084
ABM Insurance & Benefit Services,
(281)448 3040
Houston, TX 77060
United Group Association,
(972)724-1376
Houston, TX 77063
Allstate Insurance,
(713)541-0323
Houston, TX 77074
Mass Mutual,
(713)968-6189
Houston, TX 77056
Latta Insurance Agency,
(281)444-2226
Houston, TX 77068
Individual Medical Plans,
(281)558-0702
Houston, TX 77082
Straub Interests,
(281)4636789
Houston, TX 77084
ABM Insurance & Benefit Services,
(281)448 3040
Houston, TX 77060
United Group Association,
(972)724-1376
Houston, TX 77063
Allstate Insurance,
(713)541-0323
Houston, TX 77074
Mass Mutual,
(713)968-6189
Houston, TX 77056
Holland Financial Group,
(713)968-6172
Houston, TX 77056
Melvin Jones Agency,
(713)875-4810
Houston, TX 77095
Kolb Insurance,
(281)589-0548
Houston, TX 77079
Mark Gengler Insurance Agency,
(832)473-8271
Houston, TX 77007
Irving
Elliott & Associates,
(972)594-7510
Irving, TX 75038
Allstate Insurance,
(972)432-0936
Irving, TX 75039
Alliance for Affordable Services,
(972)869 4628
Irving, TX 75063
Alliance Business Ctrs
(972)868-9000
Irving, TX 75039
Allstate Insurance
(972)518-1717
Irving, TX 75038
Bituminous Insurance Co
(972)506-9591
Irving, TX 75039
Allstate Insurance
(972)255-0253
Irving, TX 75038
American Life
(972)556-2821
Irving, TX 75039
AID Association For Lutherans
(972)550-1989
Irving, TX 75038
Allstate Insurance
(972)255-0253
Irving, TX 75038
Americhoice Insurance
(972)986-5323
Irving, TX 75061
Allstate Insurance
(972)721-7276
Irving, TX 75062
Lubbock
Chris Oden Insurance Services,
(806)7940006
Lubbock, TX 79424
Farm & Ranch Healthcare,
(806)787-2243
Lubbock, TX 79424
Lelan Pack Insurance Agency,
(806)794-1217
Lubbock, TX 79424
Jody Edwards,
(806)763-1463
Lubbock, TX 79424
Visionary Financial Concepts, Inc.,
(806)793-3909
Lubbock, Tx 79423
Midland
Famers,
(432)687-3300
Midland, TX 79705
Conrad Dorsey Agency
(432)5203306
Midland, TX 79703
Qualls Management,
(915)6946449
Midland, TX 79703
AAA 1st Choice Insurance,
(915)570-8242
Midland, TX 79701
Affordable Health,
(915)520-0213
Midland, TX 79712
Plano
ChoicePlus Benefits,
(214)2159993
Plano, TX 75023
Parker Insurance and Financial Services Agency,
(972)758-0500
Plano, TX 75075
American Health Underwriters,
(214)535-1300
Plano, TX 75025
United American Insurance,
(214)4772699
Plano, TX 75074
United American,
(972)489-8846
Plano, TX 75074
Ayres Financial Group,
(214)562-1218
Plano, TX 75074
Brown Insurance Agency,
(972)5999710
Plano, TX 75075
Health Plus of America,
(972)839-8326
Plano, TX 75075
Texasure,
(972)2080448
Plano, TX 75024
Liberty Mutual,
(972)8673499
Plano, TX 75093
HBW Insurance and Financial Services,
(972)517-9339
Plano, TX 75025
Harris Financial Group,
(972)383-8327
Plano, TX 75093
San Antonio
Silveroak Financial,
(210)5073628
San Antonio, TX 78216
Kainos, Lisa
(210)657-5482
San Antonio, TX 78217
Alliance Insurance & Financial Company,
(210)771-8013
San Antonio, TX 78260
New York Life,
(210)279-0393
San Antonio, TX 78229
Bankers Life and Casualty,
(210)366-3490
San Antonio, TX 78229
Mega,
(210)682-2948
San Antonio, TX 78250
Wesley A. Foote, LLC
(210)710-8720
San Antonio, TX 78240
David M. Chapman,
(210)5073622
San Antonio, TX 78216
Ed Sealy Insurance,
(210)930-7924
San Antonio, TX 78209
Carnes Insurance Agency,
(210)655-2311
San Antonio, Tx 78217
Insurance Pro’s,
(210)573-3371
San Antonio, TX 78269
Jefferson-Pilot Life Ins Co
(210)340-8787
San Antonio, TX 78230
Sugar Land
Shelly Crawford Agency,
(281)382-4448
Sugar Land, TX 77479
Tyler
Mutual of Omaha Agency,
(903)561-8113
Tyler, TX 75701
Feliciano Financial Services,
(903)533-8585
Tyler, TX 75701
Ressel Insurance Agency,
(903)561-5022
Tyler, TX 75703
Wichita Falls
Sheppard Insurance Agency,
(940)8554921
Wichita Falls, TX 76306
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