Utah
State Insurance Requirements
Utah state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage with 25/50 UM limits.
Utah Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limits
Personal Injury Protection: $3,000 Limit
The state of Utah follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for “reasonable and necessary” medical expenses for you and your passengers. Utah state law requires a minimum Personal Injury Protection coverage of $3,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Utah state law requires a minimum Uninsured/Under-insured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or under-insured driver (depending on the state).
Car Insurance Agents and Companies Found in Towns and Cities of Utah:
Logan
Summit Planning
(435)753-4720
Logan, UT 84341
Ogden
New York Life,
(801)625-1203
Ogden, UT 84401
New York Life,
(801)625-1240
Ogden, UT 84015
Michael Gray,
(801)7210339
Ogden, UT 84404
Salt Lake City
D.C. Lee Insurance Agency, Inc.,
(801)266.2262
Salt Lake City, UT 84107
Independent Registered Agent, Margaret Law,
(801)278-1182
Salt Lake City, UT 84117
Cottonwood Insurance Inc.,
(801)943-5700
Salt Lake City, UT 84171-1169
Met Life,
(801)808 4500
Salt Lake City, UT 84124
Intermountain Financial Group,
(801)4532244
Salt Lake City, UT 84121
Farmers Insurance,
(801)915-2886
Salt Lake City, UT 84106
Farmers Insurance Group,
(801)631-0844
Salt Lake City, UT 84106
Other States
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