In recent times, the number of uninsured drivers is increasing at a worrying pace. Perhaps unsurprisingly, this is partly due to the rise in insurance premiums, but it may also be caused by a growing number of drivers who only use their cars occasionally and feel that a full year’s policy is expensive and disproportionate to their insurance requirements.
In a bid to combat the reasons behind uninsured drivers’ dangerous and illegal actions, many insurance companies now provide short term or temporary cover that is a fraction of the cost of a full policy and allows drivers to pay for the periods that their cars are in use.
One month car insurance is ideal for people who only drive at specific periods, for example, those who work away from home for the majority of the year. It is also perfect for students who borrow a parent’s car during the school breaks. Of course, there are many other circumstances, too, where an annual policy is superfluous and expensive.
However, one month car insurance is an alternative, which is currently offered by most insurance companies. As its name suggests, one month car insurance is a policy that lasts for one month, but it should be born in mind that it is a specified month rather than a period of 30 days that is spread across the year. Therefore, a one month policy may not be suitable for those who drive infrequently, but sporadically throughout the year.
Many customers with short term car insurance claim that it is easy to set up and simple to renew, meaning that not only is the one month car insurance policy a convenient method, but it also flexible when your circumstances require an extended period of cover.
Applying for a one month car insurance policy is very easy, as most companies allow online application. Crucially, if your application is successfully you can be insured the very same day.
Most people will be able to find cheap short term cover. However, as with any insurance, your premium will depend upon your personal circumstances. Factors, such as how long you have been driving, your age, previous accidents and the type of car you wish to insure, will all have an affect on your eligibility for temporary car insurance and the price you have to pay for it.
However, most drivers will be able to find a good deal on temporary car insurance, so it is important to do as much research as possible. Price comparison websites are a good way to view several companies at once, but bear in mind that not only companies are available on price comparison sites.